General Questions

What are your hours?

Our store hours are Tuesday – Friday from 10:30AM – 5:30PM, Saturday from 10:00AM – 4:00PM and we are closed on Sunday and Monday. Currently we are asking that you make an appointment before coming to the store by calling 703-893-0566 or contact us through our messaging system on our website.

Am I able to finance a purchase?

All of your purchases can be financed online or in store through Affirm. Please click HERE to find out more about the service.

Do I need an appointment, or can I walk in?

Due to COVID-19, we are currently open by APPOINTMENT only, please give us a call at 703-893-0566 to schedule your next visit.

How does a pawn work?

Pawn shops both purchase and offer collateral-based loans for items you bring in. You can either outright sell an item to a pawn shop for cash, or you can let a pawn shop store your item in exchange for an interest-based loan. If you fail to repay the loan in accordance with the contract terms you agree on with the shop, the item may be repossessed. While pawn shops can sometimes get a bad rap on the Hollywood screen, they’re actually regulated by 14 federal statuses plus state-specific laws, so you can rest assured that most are trustworthy and well-run.

Do you clean and fix jewelry?

We do! If you purchase from us, we ensure all pieces are in the best condition possible. We also provide cleaning and repair services, as well as band replacement and adjustment, if you want to bring your jewelry pieces in. See a full list of our watch and jewelry services.

Selling Questions

How long will it take for me to receive a cash offer?

Under normal circumstances, you will receive an offer for the items that you are bringing in within 25 minutes, however that is greatly dependent on the number of items to be evaluated. As soon as both parties agree to the offer, you will receive the cash payment/loan right away.

How will I get paid?

You can get paid with either cash or check.

What kind of documents do I need in order to get a loan or sell my item outright?

The only documents we need to buy the item outright would be a valid government issued photo ID, in most cases a driver’s license is sufficient.

My diamond has a certificate or grading report, should I bring it?

Any documentation you have that is associated with your diamond would be helpful in the evaluation process.

Do I need an appraisal?

You do not need an appraisal for us to make you an offer on the item(s) that you are bringing.

What do you buy (including which jewelry or watch brands)? 

Visit our “Sell To Us” page for all the items that we will consider purchasing from you. Having extra links, original boxes and paperwork may increase the value of your evaluation. 

Is the information about my transaction secure and confidential?

We have procedures in place to safeguard your information. State and Federal laws regulate the privacy of your transactions with us.

Can I sell my item to you instead of pledging it for a loan?

Yes. We are happy to purchase most items outright.

How do you determine the value of the loan?

Our pawn loans range from $50 to $500,000. We try to meet the loan amount customers request when appropriate for the item being pawned. Pawn items are carefully evaluated by our professional team to determine value, and the combined interest and service charges will typically be 7 to 10% a month. Larger loans may qualify for a lower monthly charge. All charges are within the guidelines mandated by the Virginia Bureau of Financial institutions.

Do you take stolen merchandise?

It is our policy to adamantly not accept anything we believe has been stolen.

Collateral Loan Questions

If I come into your store for a loan, how long will the process take?

It will largely depend on the number of items you bring in for evaluation. Under normal circumstances, you will receive an offer for the items that you are bringing in within 25 minutes.

What type of items do you accept for collateral loans?

The most common items accepted are Fine Jewelry, Watches, and Designer Handbags. You can view a complete list right HERE.

What does it cost to borrow money at your store?

We lend money on all levels of items, please contact us for the exact cost of borrowing and a complete breakdown on monthly fees.

If I pledge an item, am I guaranteed to get it back when I repay my loan?

Yes. As long as you stay current with your interest payment, your item will be safe and secure.

I would like to receive a collateral loan on a watch or piece of jewelry that I inherited, but I don’t know the value. Can you help?

Of course. Our educated staff specializes in valuing a wide variety of merchandise.

I already have a collateral loan with you. Am I allowed to receive another?

You are welcome to have as many collateral loans with us as is necessary for your situation. 

What happens if I lose my pawn ticket?

You can still redeem your loan by showing your government issued photo identification. Please notify us in writing about your lost ticket to ensure the security of your loan.

What is a collateral loan?

A collateral loan is just that: a loan provided in exchange for collateral. If you need a loan, a pawn shop will provide one to you in exchange for an item of value. The shop will hold this item until you pay back the loan plus interest. If you do not pay back the loan and interest according to the contract agreed upon, your item will be surrendered to the pawn shop.

Loan Redemption Questions

How long will I have to repay my loan?

All loans are on a 30 day cycle. You may renew the loan indefinitely by paying the fees every thirty days.

Can I allow someone else to come in to collect my collateral loan?

Yes. Anyone can pick up your loan with the original pawn ticket and cash payment.

Will you notify me if I miss my payment date?

You may request to receive updates by phone prior to payment due dates.