1

Step

Items Evaluated

2

Step

Loan Terms Established

3

Step

Cash Paid Immediately

4

Step

Items Stored Securely

Accepted Items for loan

Tysons Watch and Jewelry Exchange prides ourselves on creating exceptional experiences for buyers and sellers of diamonds, gold and luxury watches, all at unbeatable prices for over 25 years.

Let us know how much you need

Inform the Tysons Watch & Jewelry Exchange staff of how much money you are trying to raise. We make loans from $50 to $500,000. Proper identification is required and a short contract must be completed.

Time length of loans

Loan terms are established and explained; make a payment once a month and you can automatically extend any loan for an additional 30 days. We offer this service as often as a customer might need.  We highly recommend our clients come in a hour prior to closing, so we are able to do the proper research required in order to give you our best offer.

Rates

The combined interest and service charges will typically be 7-10% a month. Larger loans may qualify for a lower monthly charge. All charges are within the guidelines mandated by the state of Virginia Bureau of Financial institutions.

Security/storage of valuables

All loans are placed in a secure warehouse or safe. No customer’s valuables are ever displayed to the public. Tysons Watch & Jewelry Exchange maintains insurance while in possession of any loans, and or consignments, but we still recommend maintaining your personal policy on these valuables.

What items do you accept? 

Tysons Watch & Jewelry Exchange accepts all types of jewelry, diamonds, luxury watches, gold coins and bullion, and fine designer purse. Other valuables are considered but please call first.

Is it better to pawn or sell?

The answer really depends on the customer’s circumstance. Pawning an item allows for the customer to retrieve the item after they repay the amount borrowed plus the interest.  We allow the customer any length of time necessary as long as they pay the interest monthly.

Selling an item is best for clients whom are not interested in retrieving their item/s. There are no charges for selling an item outright.

Neither transaction is ever reported on one’s credit.

What percentage do I get? 

Each item is individually evaluated based on current market values. We attempt to lend clients the amount that they request to borrow. We explain that we can make more revenue by lending more money. Customers who would like to compare our offers against others’ always return explaining that our cash offer was superior to all others.

When we buy an item outright, the transaction is also based on current market values. We access many resources to best evaluate all items.

There is no single answer to a sole calculation or formula that we use to determine offers. We do pride ourselves in our continued annual growth and retaining a very high repeat cliental.